PF Calculator

Calculate your monthly Provident Fund (PF) contributions. Understand how your 12% salary deduction is matched by your employer and split between EPF and the Employee Pension Scheme (EPS).

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Total Monthly PF Contribution
₹0.00 / month
Employee Contribution (12%): ₹0.00
Employer EPF Share (3.67%): ₹0.00
Employer Pension Scheme EPS (8.33%): ₹0.00
Total Employer Share (12%): ₹0.00
Statutory Disclaimer: These calculators are provided for general informational and educational purposes. Tax calculations may depend on your specific circumstances, exemptions, and current Indian tax laws. Verify important tax liabilities with official government portals or a qualified chartered accountant (CA).

How to Use PF Calculator

1. Enter your monthly Basic Salary + Dearness Allowance (DA).
2. Choose whether the statutory ₹15,000 EPS wage cap applies.
3. Click 'Calculate Monthly PF'.
4. View the Employee 12% share, Employer EPF 3.67%, and Employer EPS 8.33% breakdown.

How It Works: PF Calculator

The Employees' Provident Fund (EPF) is a government-managed retirement savings scheme governed by the Employees' Provident Funds and Miscellaneous Provisions Act 1952. The employee contributes 12% of Basic + DA each month, which is matched by the employer (split into 3.67% toward EPF and 8.33% toward EPS capped at ₹1,250).

Formula & Calculation Methodology

Employee Contribution = Basic + DA × 12%
Employer Total Contribution = Basic + DA × 12%
Employer Pension Scheme (EPS) = Min(Basic, ₹15,000) × 8.33% (Max ₹1,250/mo)
Employer EPF Share = Employer Total Contribution - EPS
Total Monthly PF Deposited = Employee 12% + Employer EPF Share

Notice: Designed to provide accurate results based on the standard formulas described above.

Practical Real-World Examples

Example: Monthly Basic + DA of ₹35,000:
• Employee Share (12%): ₹4,200.00
• Employer Total (12%): ₹4,200.00
• Employer EPS (8.33% of ₹15,000): ₹1,250.00
• Employer EPF (₹4,200 - ₹1,250): ₹2,950.00
• Total Deposited Monthly: ₹7,150.00

Frequently Asked Questions

Find verified answers regarding PF Calculator, calculations, formulas, data privacy, and supported features.

PF is legally mandatory for employees earning a basic salary up to ₹15,000 per month in establishments with 20 or more staff. Above ₹15,000, employees and employers can voluntarily participate.

The Central Board of Trustees (EPFO) has declared an 8.25% annual interest rate for EPF deposits for FY 2023-24 / FY 2024-25.

The PF Calculator is a free, fast online utility designed to Calculate monthly employee (12%) and employer (EPF 3.67% + EPS 8.33%) Provident Fund contributions.. To use it, enter your inputs or upload your file into the tool interface above, adjust any custom options, and get your calculated or converted result immediately.

No. All calculations run strictly in your web browser. None of your entered values, confidential numbers, or personal text are stored, logged on our servers, or shared with third parties.

Yes, PF Calculator is 100% free with unlimited usage. There are no paywalls, hidden fees, subscriptions, or mandatory registrations required.

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